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How Contactless Payment Systems Will Change the Future of U.S. Transit

EMV payments will provide cost savings for transits and an improved rider experience for public transportation users. One of the most significant enhancements transit agencies migrating to are contactless open-loop payment systems. “Transit agencies across the globe want to implement contactless, open-loop payment systems but do not possess the technology and expertise to implement open-loop payments.” said Visa

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As transit agencies migrate to open-loop payments, some cities struggle

As many as 150 major cities across the globe are considering switching from legacy closed loop payment systems to open loop systems, according to the American Public Transit Association (APTA).

That means moving from agency-operated payment cards to Europay, Mastercard, Visa (EMV) pay platforms that allow transit riders to pay for their transit fare the same way they use their credit or debit card or mobile wallet at coffee shops, convenience stores and supermarkets.

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